Towson vs. UMBC Dunkel Predictions & Vegas Odds - Nov. 14

The Towson Tigers (2-2) host the UMBC Retrievers (2-2) at SECU Arena, beginning at 7:30 p.m. ET on Saturday, November 14, 2026. The Tigers are 10.5-point favorites in the game. The point total in the matchup is set at 144.5.

Towson won its last game 90-60 against Loyola (MD) on Thursday. In the victory, Ben Roseborough paced Towson with 24 points. UMBC enters this contest after an 85-70 victory against Morgan State on Thursday. Devin Ceaser scored a team-best 21 points for UMBC in the victory.

Towson vs. UMBC Odds and Game Time

• When: Saturday, November 14, 2026 at 7:30 p.m. ET
• Where: SECU Arena in Towson, Maryland
• Spread favorite: Towson -10.5
• Moneyline favorite: Towson -588
• Moneyline underdog: UMBC +405
• Over/Under: 144.5 points

How to watch Towson vs. UMBC

• TV Channel: ESPN+
• Check out the rest of our Dunkel Index NCAA Basketball Picks!

Betting the Over/Under: Towson vs. UMBC

• Towson and its opponent combined to score over 144.5 points, the current matchup's point total, in nine of 32 games last season.
• UMBC's games went over 144.5 total points scored in 13 of 31 matchups last season.
• These two teams averaged a combined 145.6 points per game a season ago, 1.1 more points than the over/under of 144.5 set for this game.
• Opponents of the two teams averaged a combined 10.8 fewer points per game (133.7) last season than this matchup's total of 144.5 points.
• The average point total for Towson's games last year was 9.1 fewer points than the total of 144.5 in this matchup.
• The average over/under in UMBC's games in 2025 was 0.5 fewer points than the point total of 144.5 in this game.

Betting the Spread: Towson vs. UMBC

• Towson won 15 games against the spread last season, while failing to cover 17 times.
• The Tigers were favored by 10.5 points or more two times last season, and covered the spread in one of those matchups.
• UMBC compiled a 19-12-0 record against the spread last season.
• The Retrievers were an underdog by 10.5 points or more four times last season, and covered the spread in two of those contests.
• At home last season, Towson was 9-3 overall and 5-7 against the spread.
• At home last season, Towson had one win ATS (1-1) as a 10.5-point favorite or greater.
• In away games last season, UMBC was 9-6 overall and 10-5 against the spread.
• UMBC was unbeaten ATS (1-0) away from home as a 10.5-point underdog or more.

Betting the Moneyline: Towson vs. UMBC

• Towson went 13-7 in games it was listed as the moneyline favorite last season (winning 65% of those games).
• The Tigers played as a moneyline favorite of -588 or shorter in only two games last season, and they won both.
• Based on this matchup's moneyline, Towson has an implied win probability of 85.5%.
• UMBC was underdogs in nine games last season and won two (22.2%) of those contests.
• Last season, the Retrievers were at least a +405 underdog on the moneyline four times, losing each of those contests.
• UMBC has a 19.8% chance to win this game based on the implied probability of the moneyline.

Dunkel Index Prediction for Towson vs. UMBC

• Pick ATS: Towson (- 10.5)
• Pick OU: Under (144.5)
  
• Prediction: Towson 80 - UMBC 61