SMU vs. Cal Dunkel NCAA Football Picks, Predictions and Odds - Nov. 29

The No. 25 SMU Mustangs (8-3) are 13.5-point favorites when they visit the California Golden Bears (6-5) in an ACC matchup on Saturday, November 29, 2025 at California Memorial Stadium.

In their most recent game, the Mustangs won versus the Louisville Cardinals, 38-6.

In their last contest, the Golden Bears lost against the Stanford Cardinal, 31-10.

SMU vs. Cal Predictions

For the upcoming contest between the SMU Mustangs and California Golden Bears, computer-calculated against-the-spread, over/under, and score predictions are below, based on data from Dunkel Index.

• Pick ATS: Golden Bears (+ 13.5)
• Pick OU: Under (53.5)
  
• Prediction: Mustangs 28 - Golden Bears 19

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SMU vs. Cal Moneylines

Snag a peek below at the most up-to-date moneylines for the Mustangs-Golden Bears matchup.

• SMU Moneyline: -541
• Cal Moneyline: +400

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SMU Betting Insights

• SMU has won five of the seven games it was the moneyline favorite this season (71.4%).
• SMU has played in three games as a moneyline favorite with odds of -541 or shorter and won them all.
• Mustangs games this season have featured more combined points than this contest's total of 53.5 points four times.
• The Mustangs have an average point total of 56.0 in their outings this year, 2.5 more points than this game's over/under.
• The Mustangs are the 34th-highest scoring team in college football this year. The Golden Bears have scored the 100th-most points.

Cal Betting Insights

• Cal has entered the game as an underdog six times this season and won three of those games.
• Cal has played as an underdog of +400 or more once this season and won that game.
• Cal has played three games this season that ended with a combined score over 53.5 points.
• The average total for Cal's games this season is 49.7 points, 3.8 fewer points than this game's over/under.

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Key Stats for SMU vs. Cal

• The Mustangs rank 46th in total offense (413.7 yards per game) and 78th in total defense (385 yards allowed per game) this season.
• SMU ranks 33rd in points scored this season (32.7 points per game), but has been shining on the other side of the ball, ranking 21st-best in the FBS with 19.1 points allowed per game.
• In terms of total yards, the Golden Bears rank 106th in the FBS (337.8 total yards per game) and 48th on the other side of the ball (348.3 total yards allowed per game).
• With 23.6 points per game on the offensive side of the ball, Cal ranks 99th in the FBS. Defensively, it ranks 76th, allowing 25.7 points per game.