2025 FCS Picks: Week 16

The Stephen F. Austin Lumberjacks and Montana State Bobcats kick off the third round of the FCS playoffs on Friday with a contest at Bobcat Stadium in Bozeman, MT. The Lumberjacks (11-2) are coming off a 41-34 win over Abilene Christian in last week's second round, while the Bobcats (11-2) beat Yale, 21-13.

STEPHEN F AUSTIN AT MONTANA STATE ODDS, GAME TIME

• Game Day: Friday, December 12, 2025
• Game Time: 9:00 PM ET
• Location: Bozeman, MT
• Stadium: Bobcat Stadium
• Favorite: Montana State Bobcats
• Underdog: Stephen F Austin Lumberjacks
• Over/under: 52
• Point Spread: Montana State (-14)

HOW TO WATCH STEPHEN F AUSTIN AT MONTANA STATE

• TV Channel: ESPN

DUNKEL INDEX PREDICTION FOR STEPHEN F AUSTIN AT MONTANA STATE

Dunkel Ratings: Stephen F Austin 68.523; Montana State 91.088
Dunkel Line & Total: Montana State by 22 1/2; 48
Vegas Line & Total: Montana State by 14; 52
Dunkel Pick: Montana State (-14); Under

Below are all of the Dunkel Index picks for games in Week 16 of the FCS schedule:

DUNKEL INDEX PREDICTION FOR SOUTH CAROLINA STATE VS PRAIRIE VIEW

Date: Saturday, December 13
Time: 12:00 PM ET
Dunkel Ratings: South Carolina State 57.027; Prairie View 61.007
Dunkel Line & Total: Prairie View by 4; 44
Vegas Line & Total: South Carolina State by 2; 52 1/2
Dunkel Pick: Prairie View (+2); Under

DUNKEL INDEX PREDICTION FOR VILLANOVA AT TARLETON STATE

Date: Saturday, December 13
Time: 12:00 PM ET
Dunkel Ratings: Villanova 68.250; Tarleton State 86.886
Dunkel Line & Total: Tarleton State by 18 1/2; 50
Vegas Line & Total: Tarleton State by 11 1/2; 53 1/2
Dunkel Pick: Tarleton State (-11 1/2); Under

DUNKEL INDEX PREDICTION FOR SOUTH DAKOTA AT MONTANA

Date: Saturday, December 13
Time: 3:30 PM ET
Dunkel Ratings: South Dakota 81.034; Montana 82.517
Dunkel Line & Total: Montana by 1 1/2; 63
Vegas Line & Total: Montana by 7 1/2; 59 1/2
Dunkel Pick: South Dakota (+7 1/2); Over

DUNKEL INDEX PREDICTION FOR ILLINOIS STATE AT UC-DAVIS

Date: Saturday, December 13
Time: 5:00 PM ET
Dunkel Ratings: Illinois State 75.483; UC-Davis 70.437
Dunkel Line & Total: Illinois State by 5; 65
Vegas Line & Total: UC-Davis by 2 1/2; 58 1/2
Dunkel Pick: Illinois State (+2 1/2); Over