UTSA vs. Florida International Dunkel NCAA Football Picks, Predictions and Odds - First Responder Bowl

The First Responder Bowl features a battle between the UTSA Roadrunners (who are 5.5-point favorites) and the Florida International Panthers on December 26, 2025 at 8 p.m. ET on ESPN.

Facing the Army Black Knights in their most recent game, the Roadrunners lost 27-24.

Last time around, the Panthers defeated the Sam Houston Bearkats, with 56-16 being the final score.

UTSA vs. Florida International Predictions

For predictions on the upcoming game between the UTSA Roadrunners and Florida International Panthers, computer-calculated against-the-spread, over/under, and score predictions are below, per Dunkel Index.

• Pick ATS: Roadrunners (- 5.5)
• Pick OU: Under (59.5)
  
• Prediction: Roadrunners 33 - Panthers 20

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UTSA vs. Florida International Moneylines

Take a peek below at the most up-to-date moneylines for the Roadrunners-Panthers matchup.

• UTSA Moneyline: -239
• Florida International Moneyline: +196

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UTSA Betting Insights

• UTSA has won four of the seven games it was favored on the moneyline this season (57.1%).
• UTSA is 3-2 (winning 60% of its games) when it have played as a moneyline favorite of -239 or shorter.
• In eight games this season, the Roadrunners and their opponents have scored more than 59.5 combined points.
• The Roadrunners have an average total of 58.8 in their matchups this year, 0.7 fewer points than this game's over/under.
• The Roadrunners are the 29th-highest scoring team in college football this year. The Panthers have scored the 61st-most points.

Florida International Betting Insights

• Florida International has won three of the six games it has played as an underdog this season.
• Florida International has entered two games this season as the underdog by +196 or more and is 1-1 in those contests.
• Florida International has combined with its opponent to score more than 59.5 points in six of 12 games this season.
• The average total for Florida International's games this season is 53.1 points, 6.4 fewer points than this game's over/under.

Watch UTSA vs. Florida International on Fubo.

Key Stats for UTSA vs. Florida International

• The Roadrunners are totaling 413.6 yards per game on offense (34th in the FBS), and they rank 76th on defense with 382.1 yards allowed per game.
• UTSA owns the 100th-ranked defense this year (29.6 points allowed per game), and has been more effective on the other side of the ball, ranking 20th-best with 33.8 points per game.
• From an offensive angle, the Panthers are posting 408.8 total yards per game (43rd-ranked). They rank 106th in the FBS on defense (406.3 total yards surrendered per game).
• From an offensive standpoint, Florida International is generating 29.3 points per game (53rd-ranked). It ranks 89th in the FBS on defense (27.8 points allowed per game).