UMBC vs. Army Dunkel Predictions & Vegas Odds - Dec. 12

The UMBC Retrievers (6-4) host the Army Black Knights (4-7) at Chesapeake Employers Insurance Arena, starting at 6 p.m. ET on Friday, December 12, 2025. The Retrievers are 7.5-point favorites in the game. The matchup has an over/under set at 146.5 points.

UMBC dropped its most recent game 83-79 against Buffalo on Tuesday. Jah'likai King scored a team-leading 19 points for UMBC in the loss. In its last game on Sunday, Army secured a 111-53 win against Gallaudet. Kevin McCarthy scored 18 points in Army's victory, leading the team.

UMBC vs. Army Odds and Game Time

• When: Friday, December 12, 2025 at 6 p.m. ET
• Where: Chesapeake Employers Insurance Arena in Baltimore, Maryland
• Spread favorite: UMBC -7.5
• Moneyline favorite: UMBC -338
• Moneyline underdog: Army +268
• Over/Under: 146.5 points

How to watch UMBC vs. Army

• TV Channel: ESPN+
• Check out the rest of our Dunkel Index NCAA Basketball Picks!

Betting the Over/Under: UMBC vs. Army

• This season, UMBC's games have seen a combined score higher than this game's 146.5-point total four times.
• There have been seven Army games that finished with a combined score higher than 146.5 points this season.
• Together, the two teams combine for 149 points per game, 2.5 points more than the point total of 146.5 for this contest.
• This game's over/under is 2.8 fewer points than the 149.3 these two teams combine to give up per game in 2024.
• On average, UMBC has seen a 147.1-point over/under in its games this season, 0.6 more points than the over/under in this matchup.
• A difference of 4.7 points separates the average over/under in Army's games (151.2 points) and this game's over/under (146.5).

Betting the Spread: UMBC vs. Army

• Against the spread, UMBC is 4-4-0 this year.
• This season, the Retrievers won ATS in their only game as a favorite of 7.5 points or more.
• In Army's nine games this year, it has six wins against the spread.
• The Black Knights are 4-2 ATS when underdogs by 7.5 points or more this season.
• UMBC has one win against the spread, and is 2-1 overall, at home this season.
• At home, as a 7.5-point favorite or more, UMBC is unbeaten ATS (1-0).
• Army is 1-3 overall, and 4-0 against the spread, on the road.

Betting the Moneyline: UMBC vs. Army

• UMBC has been the moneyline favorite in three games this season and picked up the win in all of them.
• The Retrievers have played as a favorite of -338 or more once this season and won that game.
• The sportsbooks' moneyline implies a 77.2% chance of a victory for UMBC.
• Army has won in two of the eight contests it has been named as the moneyline underdog this year.
• The Black Knights have yet to win this season when listed as an underdog of +268 or worse on the moneyline this season.
• The moneyline set for this matchup implies Army has a 27.2% chance of coming away with a victory in the contest.

Dunkel Index Prediction for UMBC vs. Army

• Pick ATS: Army (+ 7.5)
• Pick OU: Over (146.5)
  
• Prediction: Army 77 - UMBC 76