Towson vs. Monmouth Dunkel Predictions & Vegas Odds - Jan. 3

The Towson Tigers (8-7, 0-2 CAA) host the Monmouth Hawks (6-8, 0-1 CAA) at TU Arena, tipping off at 6 p.m. ET on Saturday, January 3, 2026. The Hawks are 7.5-point underdogs in the game. The matchup has an over/under of 136.5 points.

Towson is coming off of a 63-62 loss to Hampton in its last outing on Wednesday. In the losing effort, Tyler Tejada paced Towson with 16 points. Monmouth enters this matchup on the heels of a 68-65 loss to Campbell on Wednesday. Justin Ray scored a team-leading 16 points for Monmouth in the loss.

Towson vs. Monmouth Odds and Game Time

• When: Saturday, January 3, 2026 at 6 p.m. ET
• Where: TU Arena in Towson, Maryland
• Spread favorite: Towson -7.5
• Moneyline favorite: Towson -418
• Moneyline underdog: Monmouth +323
• Over/Under: 136.5 points

How to watch Towson vs. Monmouth

• TV Channel: FloCollege
• Check out the rest of our Dunkel Index NCAA Basketball Picks!

Betting the Over/Under: Towson vs. Monmouth

• Six of Towson's games this season have gone over Saturday's total of 136.5 points.
• This season, nine games Monmouth has played finished with a combined score over 136.5 points.
• The over/under for the contest of 136.5 is 7.0 points fewer than the combined points per game averages for the Tigers (70.9 points per game) and the Hawks (72.6 points per game).
• The 139.7 points per game these two teams surrender to opponents combined this season are 3.2 more than the 136.5-point total in this contest.
• Towson has a 138.1 average over/under in its games this season, 1.6 more points than the over/under in this matchup.
• Monmouth's games have an average over/under of 145.0 points this season, 8.5 more points than the over/under for this contest.

Betting the Spread: Towson vs. Monmouth

• Against the spread, Towson is 6-7-0 this season.
• The Tigers have been favored by 7.5 points or more three times this season and have covered the spread in two of them.
• In Monmouth's 13 games this season, it has six wins against the spread.
• The Hawks have covered the spread twice this year when underdogs by 7.5 points or more (in three chances).
• Towson has two wins against the spread, and is 3-0 overall, at home this year.
• At home, as a 7.5-point favorite or more, Towson has one win ATS (1-1).
• Monmouth is 1-5 overall, and 3-3 against the spread, on the road.

Betting the Moneyline: Towson vs. Monmouth

• Towson has won four of the six games it has played as the moneyline favorite this season.
• The Tigers have entered three games this season favored by -418 or more, and won each of those games.
• The moneyline for this contest implies a 80.7% chance of a victory for Towson.
• Monmouth has been moneyline underdogs in four games this season, however, it has failed to come away with a win in any of those games.
• The Hawks have won all of their three games in which they were named as at least a +323 moneyline underdog.
• Monmouth has an implied victory probability of 23.6% according to the moneyline set for this matchup.

Dunkel Index Prediction for Towson vs. Monmouth

• Pick ATS: Monmouth (+ 7.5)
• Pick OU: Under (136.5)
  
• Prediction: Monmouth 65 - Towson 64