Saint Mary's (CA) vs. Northern Iowa Dunkel Predictions & Vegas Odds - Dec. 22

The Saint Mary's Gaels (10-2) take on the Northern Iowa Panthers (9-2) as 11.5-point favorites on Monday, December 22, 2025 at 10 p.m. ET on ESPN+. The matchup has a point total of 131.5.

In its last game on Friday, Saint Mary's (CA) claimed an 88-75 win over Florida Atlantic. Joshua Dent put up 24 points, seven rebounds and six assists for Saint Mary's (CA). Northern Iowa's most recent contest on Wednesday ended in a 60-54 win against UIC. Will Hornseth scored 15 points in Northern Iowa's victory, leading the team.

Saint Mary's (CA) vs. Northern Iowa Odds and Game Time

• When: Monday, December 22, 2025 at 10 p.m. ET
• Where: University Credit Union Pavilion in Moraga, California
• Spread favorite: Saint Mary's (CA) -11.5
• Moneyline favorite: Saint Mary's (CA) -826
• Moneyline underdog: Northern Iowa +561
• Over/Under: 131.5 points

How to watch Saint Mary's (CA) vs. Northern Iowa

• TV Channel: ESPN+
• Check out the rest of our Dunkel Index NCAA Basketball Picks!

Betting the Over/Under: Saint Mary's (CA) vs. Northern Iowa

• Saint Mary's (CA) and its opponents have combined to outscore Monday's over/under (131.5 points) nine times this season.
• In Northern Iowa's 10 games this season, four finished with more combined points than Monday's point total of 131.5.
• The over/under for the matchup of 131.5 is 21.3 points fewer than the combined points per game averages for the Gaels (80.4 points per game) and the Panthers (72.4 points per game).
• This game's total is 9.1 fewer points than the 122.4 these two teams combine to allow per game in 2024.
• On average, Saint Mary's (CA) has seen a 145.3-point over/under in its games this season, 13.8 more points than the over/under in this contest.
• The over/under for this game is 1.5 points more than the average over/under in Northern Iowa's games this season (130.0 points).

Betting the Spread: Saint Mary's (CA) vs. Northern Iowa

• Saint Mary's (CA) is 5-6-0 against the spread this season.
• The Gaels have an against the spread record of 4-2 in their six games as a favorite of 11.5 points or more so far this season.
• Northern Iowa has six wins against the spread in 10 games this year.
• Saint Mary's (CA) is 4-2 against the spread, and 6-0 overall, at home.
• Saint Mary's (CA) is 4-2 ATS as a 11.5-point favorite or greater at home.

Betting the Moneyline: Saint Mary's (CA) vs. Northern Iowa

• This season, Saint Mary's (CA) has been moneyline favorites 10 times and won nine of those games.
• The Gaels are undefeated in six games this season when favored by -826 or more on the moneyline.
• Sportsbooks have implied with the moneyline set for this matchup that Saint Mary's (CA) has a 89.2% chance to win.
• Northern Iowa came away victorious in the one game it played as the moneyline underdog this season.
• The Panthers have yet to play a game this season with longer moneyline odds than +561.
• The moneyline set for this matchup implies Northern Iowa has a 15.1% chance of walking away with the win.

Dunkel Index Prediction for Saint Mary's (CA) vs. Northern Iowa

• Pick ATS: Northern Iowa (+ 11.5)
• Pick OU: Over (131.5)
  
• Prediction: Saint Mary's (CA) 73 - Northern Iowa 65