Navy vs. Army Dunkel NCAA Football Picks, Predictions and Odds - Dec. 13

M&T Bank Stadium in Baltimore Highlands, Maryland is the setting as the Navy Midshipmen (9-2) take on the Army Black Knights (6-5) on December 13, 2025, starting at 3 p.m. ET, airing on CBS. The Midshipmen are a 6.5-point favorite in the matchup.

The Midshipmen's most recent contest was versus the Memphis Tigers, and they won by a score of 28-17.

The Black Knights' last contest was versus the UTSA Roadrunners, and they won by a score of 27-24.

Navy vs. Army Predictions

For predictions on the upcoming game between the Navy Midshipmen and Army Black Knights, computer-calculated against-the-spread, over/under, and score predictions are below, sourced from Dunkel Index.

• Pick ATS: Midshipmen (- 6.5)
• Pick OU: Under (38.5)
  
• Prediction: Midshipmen 23 - Black Knights 9

Bet now on FanDuel Sportsbook!

Navy vs. Army Moneylines

Snag a peek below at the latest moneylines for the Midshipmen-Black Knights game.

• Navy Moneyline: -270
• Army Moneyline: +220

Pick with the best in the business! Get free picks for every game, every week at the Dunkel Index.

Navy Betting Insights

• Navy has yet to lose a game it played as the moneyline favorite this season, going 6-0.
• Navy has won all six games it has played as a moneyline favorite with odds of -270 or shorter.
• The Midshipmen and their opponents have combined to score more than 38.5 points in 10 of 11 games this season.
• The Midshipmen have an average total of 56.3 in their matchups this year, 17.8 more points than this game's over/under.
• The Midshipmen are the 52nd-highest scoring team in college football this year. The Black Knights have scored the 115th-most points.

Army Betting Insights

• Army has entered the game as an underdog five times this season and won twice.
• This season, Army has won two of its three games when it is the underdog by at least +220 on the moneyline.
• Army has combined with its opponent to score more than 38.5 points in seven of 11 games this season.
• Army has a 48.5-point average over/under in their outings this season, 10.0 more points than this game's point total.

Watch Navy vs. Army on Fubo.

Key Stats for Navy vs. Army

• The last four times Army and Navy have matched up, the two teams share a split 2-2 record.
• The Midshipmen and the Black Knights have been an even matchup over their last four games, sporting an even 2-2 record against the spread. In those four games, the two squads have eclipsed the over on the total on two occasions.
• The Midshipmen have the 92nd-ranked defense this season (398.7 yards allowed per game), and they've been better on offense, ranking 24th-best with 434.7 yards per game.
• Navy ranks 31st in scoring offense (32.5 points per game) and 82nd in scoring defense (26.9 points allowed per game) this year.
• With 335.2 total yards per game on offense, the Black Knights rank 110th in the FBS in 2025. Defensively, they rank 56th, allowing 357 total yards per contest.
• Army ranks 101st in the FBS with 23 points per game on offense, and it ranks 47th with 22.5 points given up per contest on defense.