Montana State vs. Northern Arizona Dunkel Predictions & Vegas Odds - Jan. 3

The Montana State Bobcats (7-7, 1-0 Big Sky) host the Northern Arizona Lumberjacks (6-8, 0-1 Big Sky) at Worthington Arena, starting at 8 p.m. ET on Saturday, January 3, 2026. The Lumberjacks are 10.5-point underdogs in the game. The point total is 141.5 in the matchup.

Montana State is coming off of an 89-75 victory against Northern Colorado in its most recent game on Thursday. Jed Miller scored a team-high 24 points for Montana State in the victory. Northern Arizona's last outing on Thursday ended in a 78-64 loss to Montana. Ryan Abelman put up 13 points, five rebounds and one assist for Northern Arizona.

Montana State vs. Northern Arizona Odds and Game Time

• When: Saturday, January 3, 2026 at 8 p.m. ET
• Where: Worthington Arena in Bozeman, Montana
• Spread favorite: Montana State -10.5
• Moneyline favorite: Montana State -617
• Moneyline underdog: Northern Arizona +450
• Over/Under: 141.5 points

How to watch Montana State vs. Northern Arizona

• TV Channel: ESPN+
• Check out the rest of our Dunkel Index NCAA Basketball Picks!

Betting the Over/Under: Montana State vs. Northern Arizona

• This season, Montana State's games have seen a combined score higher than this matchup's 141.5-point total eight times.
• This season, six of Northern Arizona's games have ended with a combined score higher than 141.5 points.
• The total for the game of 141.5 is 12.5 points fewer than the combined points per game averages for the Bobcats (79.6) and Lumberjacks (74.4).
• This matchup's total is 2.0 less than the 143.5 points these two teams combine to allow per game.
• This season, the average over/under for Montana State's games is 149.2 points, 7.7 more than the total of 141.5 points set for this contest.
• Northern Arizona's games have an average over/under of 148.2 points this season, 6.7 more points than the over/under for this matchup.

Betting the Spread: Montana State vs. Northern Arizona

• Montana State has eight wins against the spread in 11 games this season.
• Northern Arizona has six wins against the spread in 11 games this year.
• The Lumberjacks have been underdogs by 10.5 points or more three times this year and have covered the spread twice.
• Montana State has two wins against the spread, and is 2-1 overall, at home this year.
• Northern Arizona has two wins against the spread, and are 0-6 overall, in away games.

Betting the Moneyline: Montana State vs. Northern Arizona

• This season, Montana State has won four out of the six games in which it has been the moneyline favorite.
• The Bobcats have not entered a game this season with shorter moneyline odds than -617.
• The moneyline for this contest implies a 86.1% chance of a victory for Montana State.
• Northern Arizona has been victorious in one of the nine contests it has been chosen as a moneyline underdog in this season.
• The Lumberjacks have yet to win this season when listed as an underdog of +450 or worse on the moneyline this season.
• The moneyline set for this matchup implies Northern Arizona has an 18.2% chance of coming away with a victory in the contest.

Dunkel Index Prediction for Montana State vs. Northern Arizona

• Pick ATS: Northern Arizona (+ 10.5)
• Pick OU: Over (141.5)
  
• Prediction: Montana State 77 - Northern Arizona 71