Minnesota vs. New Mexico Dunkel NCAA Football Picks, Predictions and Odds - Rate Bowl

The Rate Bowl features a battle between the New Mexico Lobos (who are only 1.5-point underdogs) and the Minnesota Golden Gophers on December 26, 2025 at 4:30 p.m. ET on ESPN.

Facing the Wisconsin Badgers in their most recent game, the Golden Gophers won 17-7.

The Lobos won versus the San Diego State Aztecs in their last game, 23-17.

Minnesota vs. New Mexico Predictions

Ahead of the upcoming contest between the Minnesota Golden Gophers and New Mexico Lobos, computer-calculated against-the-spread, over/under, and score predictions are below, per Dunkel Index.

• Pick ATS: Golden Gophers (- 1.5)
• Pick OU: Under (43.5)
  
• Prediction: Golden Gophers 23 - Lobos 17

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Minnesota vs. New Mexico Moneylines

Grab a look below at the most up-to-date moneylines for the Golden Gophers-Lobos matchup.

• Minnesota Moneyline: -121
• New Mexico Moneyline: +101

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Minnesota Betting Insights

• Minnesota has been the moneyline favorite six total times this season. It has gone 5-1 in those games.
• When playing as a moneyline favorite with odds of -121 or shorter, Minnesota has a 5-1 record (winning 83.3% of its games).
• The Golden Gophers and their opponents have scored more than 43.5 points in seven of 12 games this season.
• Golden Gophers contests this year have an average total of 44.7, 1.2 more points than this game's over/under.
• The Golden Gophers score the 100th-most points in college football this season, while the Lobos' offense racks up the 71st-most.

New Mexico Betting Insights

• This season, New Mexico has won three out of the six games in which it has been the underdog.
• This season, New Mexico has won two of its five games when it is the underdog by at least +101 on the moneyline.
• New Mexico has combined with its opponent to score more than 43.5 points in nine of 12 games this season.
• The average over/under for New Mexico's matchups this season is 54.5, 11 more points than this game's point total.

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Key Stats for Minnesota vs. New Mexico

• The Golden Gophers rank ninth-worst in total offense (296.6 yards per game), but they've been slightly better on defense, ranking 41st with 342.3 yards allowed per contest.
• Minnesota is putting up 23.3 points per game on offense (98th in the FBS), and ranks 56th on the other side of the ball with 23.4 points allowed per game.
• The Lobos are generating 369.6 total yards per game on offense this season (85th-ranked). Meanwhile, they are giving up 350 total yards per contest (50th-ranked).
• New Mexico ranks 65th in the FBS with 27.9 points per game on offense, and it ranks 49th with 22.5 points ceded per game on defense.