Incarnate Word vs. Northern Arizona Dunkel Predictions & Vegas Odds - Dec. 21

The Incarnate Word Cardinals (5-6) host the Northern Arizona Lumberjacks (5-6) at Alice P. McDermott Convocation Center, beginning at 3 p.m. ET on Sunday, December 21, 2025. The Lumberjacks are 6.5-point underdogs in the game. The matchup has an over/under of 141.5.

Incarnate Word is coming off of a 69-65 loss to TCU in its most recent outing on Monday. Davion Bailey scored a team-high 32 points for Incarnate Word in the loss. Northern Arizona heads into this matchup after a 65-57 win over Southern Utah on Thursday. In Northern Arizona's win, Ryan Abelman led the way with 24 points (adding five rebounds and one assist).

Incarnate Word vs. Northern Arizona Odds and Game Time

• When: Sunday, December 21, 2025 at 3 p.m. ET
• Where: Alice P. McDermott Convocation Center in San Antonio, Texas
• Spread favorite: Incarnate Word -6.5
• Moneyline favorite: Incarnate Word -277
• Moneyline underdog: Northern Arizona +225
• Over/Under: 141.5 points

How to watch Incarnate Word vs. Northern Arizona

• TV Channel: ESPN+
• Check out the rest of our Dunkel Index NCAA Basketball Picks!

Betting the Over/Under: Incarnate Word vs. Northern Arizona

• This season, Incarnate Word and its opponents have combined to outscore Sunday's total of 141.5 points four times.
• This season, four of Northern Arizona's games have ended with a combined score higher than 141.5 points.
• The over/under for the game of 141.5 is 13.6 points fewer than the combined points per game averages for the Cardinals (82.5) and Lumberjacks (72.6).
• This matchup's total is 6.2 fewer points than the 147.7 these two teams combine to give up per game in 2024.
• Incarnate Word has seen a 156.9 average over/under in its games this season, 15.4 points more than the over/under in this contest.
• A difference of 4.4 points separates the average over/under in Northern Arizona's games (145.9 points) and this game's over/under (141.5).

Betting the Spread: Incarnate Word vs. Northern Arizona

• Incarnate Word has four wins against the spread in eight games this year.
• The Cardinals have yet to cover the spread this season when favored by 6.5 points or more.
• Against the spread, Northern Arizona is 6-3-0 this season.
• So far this season, the Lumberjacks have been installed as underdogs by a 6.5-point margin or more four times and are 3-1 ATS in those games.
• Away from home, Northern Arizona has two wins against the spread and are 0-4 overall.

Betting the Moneyline: Incarnate Word vs. Northern Arizona

• Incarnate Word has been the moneyline favorite in three games this season and won one (33.3%) of those contests.
• The Cardinals have played as a favorite of -277 or more once this season and won that game.
• Incarnate Word has a 73.5% chance to win this game based on the implied probability of the moneyline.
• Northern Arizona has won in one of the seven contests it has been named as the moneyline underdog this year.
• This season, the Lumberjacks have been a moneyline underdog of -277 or more four times, losing every contest.
• Northern Arizona has an implied victory probability of 30.8% according to the moneyline set by sportsbooks for this matchup.