Navy vs. Cincinnati Dunkel NCAA Football Picks, Predictions and Odds - Liberty Bowl

The Cincinnati Bearcats play the Navy Midshipmen in the Liberty Bowl as 7.5-point underdogs on January 2, 2026 at 4:30 p.m. ET on ESPN.

In their last action, the Midshipmen won versus the Army Black Knights, 17-16.

Against the TCU Horned Frogs in their last contest, the Bearcats lost 45-23.

Navy vs. Cincinnati Predictions

For predictions on the upcoming contest between the Navy Midshipmen and Cincinnati Bearcats, computer-calculated against-the-spread, over/under, and score predictions are below, per Dunkel Index.

• Pick ATS: Midshipmen (- 7.5)
• Pick OU: Under (54.5)
  
• Prediction: Midshipmen 30 - Bearcats 20

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Navy vs. Cincinnati Moneylines

Snag a look below at the most up-to-date moneylines for the Midshipmen-Bearcats game.

• Navy Moneyline: -282
• Cincinnati Moneyline: +230

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Navy Betting Insights

• Navy has been favored on the moneyline a total of seven times this season, and it has won each of those games.
• Navy has played six times as a moneyline favorite with odds of -282 or shorter, and claimed a victory in each game.
• The Midshipmen and their opponents have scored more than 54.5 points in eight of 12 games this season.
• The average point total in Midshipmen outings this year is 54.8, 0.3 more than this matchup's over/under.
• The Midshipmen score the 53rd-most points in college football this season, while the Bearcats' offense racks up the 48th-most.

Cincinnati Betting Insights

• Cincinnati has won one of the five games it has played as an underdog this season.
• Cincinnati has played as an underdog of +230 or more once this season and lost that game.
• Cincinnati games this season have had a combined scoring total higher than 54.5 points in seven of 12 outings.
• Cincinnati's average game total this season has been 56.4, 1.9 more points than this matchup's over/under.

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Key Stats for Navy vs. Cincinnati

• Cincinnati has a 2-0 record against Navy in their last two matchups.
• In those games versus Cincinnati, the Midshipmen have covered two times while never eclipsing the total.
• The Midshipmen are averaging 421.2 yards per game on offense (29th in the FBS), and they rank 77th on defense with 382.3 yards allowed per game.
• Navy is putting up 31.2 points per game on offense (34th in the FBS), and ranks 74th on defense with 26 points allowed per game.
• The Bearcats are posting 421.3 total yards per contest on offense this season (28th-ranked). Meanwhile, they are giving up 403.2 total yards per contest (99th-ranked).
• Cincinnati ranks 31st in the FBS with 31.8 points per game on offense, and it ranks 68th with 24.8 points surrendered per contest on defense.