UMBC vs. Binghamton Dunkel Predictions & Vegas Odds - Jan. 19

The UMBC Retrievers (9-7, 2-1 America East) hit the court against the Binghamton Bearcats (4-15, 0-4 America East) as 5.5-point favorites on Monday, January 19, 2026 at 2 p.m. ET on ESPN+. The matchup has an over/under of 139.5 points.

In its last outing on Thursday, UMBC suffered a 79-74 OT loss to Bryant. In UMBC's loss, DJ Armstrong led the way with a team-high 20 points (adding five rebounds and four assists). Binghamton heads into this game following a 69-53 loss to Albany (NY) on Thursday. Wes Peterson scored 13 points in Binghamton's loss, leading the team.

UMBC vs. Binghamton Odds and Game Time

• When: Monday, January 19, 2026 at 2 p.m. ET
• Where: Binghamton University Events Center in Binghamton, New York
• Spread favorite: UMBC -5.5
• Moneyline favorite: UMBC -256
• Moneyline underdog: Binghamton +208
• Over/Under: 139.5 points

How to watch UMBC vs. Binghamton

• TV Channel: ESPN+
• Check out the rest of our Dunkel Index NCAA Basketball Picks!

Betting the Over/Under: UMBC vs. Binghamton

• UMBC and its opponents have combined to go over Monday's total of 139.5 points 10 times this season.
• There have been 10 Binghamton games that ended with a combined score higher than 139.5 points this season.
• Together, the two teams combine for 141.8 points per game, 2.3 points more than the over/under of 139.5 for this contest.
• The 146.7 points per game these two teams allow to opponents on average this season are 7.2 more than the 139.5 over/under in this contest.
• UMBC has seen a 146.4 average over/under in its games this season, 6.9 points more than the over/under in this matchup.
• A difference of 2.6 points separates the average over/under in Binghamton's games (142.1 points) and this matchup's over/under (139.5).

Betting the Spread: UMBC vs. Binghamton

• UMBC is 5-9-0 against the spread this year.
• This season, the Retrievers have just two ATS wins in six games as a favorite of 5.5 points or more.
• In Binghamton's 16 games this year, it has six wins against the spread.
• The Bearcats have an ATS record of 5-5 in their 10 games as an underdog of 5.5 points or more this year.
• Binghamton has covered the spread twice at home, and is 1-5 overall there, this year.
• This year away from home, UMBC is 4-4 against the spread and 3-5 overall.
• UMBC is unbeaten ATS (1-0) as 5.5-point favorites or more on the road.

Betting the Moneyline: UMBC vs. Binghamton

• UMBC has been the moneyline favorite in eight games this season and won six (75%) of those contests.
• The Retrievers have entered six games this season favored by -256 or more and are 5-1 in those contests.
• The implied probability of a win from UMBC, based on the moneyline, is 71.9%.
• Binghamton has been victorious in one, or 7.7%, of the 13 contests it has been chosen as a moneyline underdog in this season.
• This season, the Bearcats have been a moneyline underdog of -256 or more nine times, losing every contest.
• Binghamton has an implied victory probability of 32.5% according to the moneyline set by oddsmakers for this matchup.

Dunkel Index Prediction for UMBC vs. Binghamton

• Pick ATS: UMBC (- 5.5)
• Pick OU: Over (139.5)
  
• Prediction: UMBC 79 - Binghamton 69