Temple vs. Charlotte Dunkel Predictions & Vegas Odds - Jan. 28

The Temple Owls (13-7, 5-2 AAC) host the Charlotte 49ers (11-9, 5-2 AAC) at Liacouras Center, beginning at 7 p.m. ET on Wednesday, January 28, 2026. The Owls are 4.5-point favorites in the game. The matchup has an over/under set at 140.5 points.

Temple heads into this matchup following a 70-64 victory over UTSA on Saturday. Derrian Ford totaled 21 points, eight rebounds and one assist for Temple. Charlotte took care of business in its last matchup 73-70 against Tulane on Friday. Dezayne Mingo's team-high 20 points paced Charlotte in the victory.

Temple vs. Charlotte Odds and Game Time

• When: Wednesday, January 28, 2026 at 7 p.m. ET
• Where: Liacouras Center in Philadelphia, Pennsylvania
• Spread favorite: Temple -4.5
• Moneyline favorite: Temple -205
• Moneyline underdog: Charlotte +169
• Over/Under: 140.5 points

How to watch Temple vs. Charlotte

• TV Channel: ESPN+
• Check out the rest of our Dunkel Index NCAA Basketball Picks!

Betting the Over/Under: Temple vs. Charlotte

• This season, 11 of Temple's 19 games have gone over Wednesday's total of 140.5 points.
• There have been 12 Charlotte games that finished with a combined score over 140.5 points this season.
• Together, the two teams combine for 149.3 points per game, 8.8 points more than the total of 140.5 for this contest.
• The 142.8 points per game these two teams surrender to opponents combined this season are 2.3 more than the 140.5-point total in this contest.
• This season, the average over/under for Temple's games is 144.6 points, 4.1 more than the total of 140.5 points set for this contest.
• The over/under for this game is 7.0 points lower than the average over/under in Charlotte's games this season of 147.5.

Betting the Spread: Temple vs. Charlotte

• Against the spread, Temple is 9-10-0 this year.
• The Owls have been favored by 4.5 points or more nine times this season and are 5-4 ATS in those matchups.
• Against the spread, Charlotte is 10-9-0 this year.
• This year, the 49ers have an ATS record of 3-3 in their six games as an underdog of 4.5 points or more.
• Temple is 5-4 against the spread, and 7-2 overall, at home.
• As a 4.5-point favorite or greater at home, Temple is 5-2 ATS.
• In away games, Charlotte is 3-3 against the spread, and 3-3 overall.
• On the road, Charlotte is unbeaten ATS (1-0) as 4.5-point underdogs or more.

Betting the Moneyline: Temple vs. Charlotte

• This season, Temple has been moneyline favorites 12 times and won nine, or 75%, of those games.
• The Owls have been at least a -205 moneyline favorite nine times this season and won each of those games.
• Sportsbooks have implied with the moneyline set for this matchup that Temple has a 67.2% chance to win.
• Charlotte has been a moneyline underdog in nine games this season and has come away with the win two times (22.2%) in those contests.
• This year, the 49ers have won one of six games when listed as at least +169 or worse on the moneyline.
• Charlotte has an implied victory probability of 37.2% according to the moneyline set by sportsbooks for this matchup.