Belmont vs. Northern Iowa Dunkel Predictions & Vegas Odds - Feb. 12

In a matchup featuring one of the hottest teams in college basketball, the Belmont Bruins (22-4, 12-3 MVC, 9-1 in their last 10) face the Northern Iowa Panthers (16-9, 8-6 MVC) at Curb Event Center Arena on February 12, 2026. The Bruins are favorites by 5.5 points. The matchup has an over/under set at 137.5 points.

Last time out, Belmont lost 95-84 to Bradley in overtime on Monday. In the loss, Drew Scharnowski led Belmont with 18 points. Northern Iowa is coming off of an 89-60 win over Murray State in its most recent game on Monday. Trey Campbell put up 22 points, five rebounds and six assists for Northern Iowa.

Belmont vs. Northern Iowa Odds and Game Time

• When: Thursday, February 12, 2026 at 9 p.m. ET
• Where: Curb Event Center Arena in Nashville, Tennessee
• Spread favorite: Belmont -5.5
• Moneyline favorite: Belmont -239
• Moneyline underdog: Northern Iowa +191
• Over/Under: 137.5 points

How to watch Belmont vs. Northern Iowa

• TV Channel: ESPN+
• Check out the rest of our Dunkel Index NCAA Basketball Picks!

Betting the Over/Under: Belmont vs. Northern Iowa

• This season, Belmont and its opponents have combined to outscore Thursday's over/under of 137.5 points 23 times.
• In Northern Iowa's 23 games this season, nine finished with more combined points than Thursday's over/under of 137.5.
• The over/under for the matchup of 137.5 is 13.7 points fewer than the combined points per game averages for the Bruins (83.4 points per game) and the Panthers (67.8 points per game).
• The 132.2 points per game these two teams allow their opponents to score combined this season are 5.3 less than the 137.5-point over/under in this contest.
• This season, the average over/under for Belmont's games is 155.5 points, 18.0 more than the total of 137.5 points set for this contest.
• A difference of 9.8 points separates this matchup's over/under (137.5 points) and the average over/under in Northern Iowa's games (127.7) this season.

Betting the Spread: Belmont vs. Northern Iowa

• Belmont is 14-11-0 against the spread this season.
• This season, the Bruins have an against-the-spread record of 5-9 in their 14 games as a favorite of 5.5 points or more.
• Against the spread, Northern Iowa is 12-11-0 this year.
• This year, the Panthers won ATS in their only game as an underdog of 5.5 points or more.
• At home this season, Belmont is 9-2 overall and 5-6 against the spread.
• This year, as a 5.5-point favorite or greater at home, Belmont is 3-6 ATS.
• In away games, Northern Iowa is 5-3 against the spread, and 4-4 overall.

Betting the Moneyline: Belmont vs. Northern Iowa

• This season, Belmont has won 19 out of the 23 games, or 82.6%, in which it has been the moneyline favorite.
• The Bruins are 10-3 this season when entering a game favored by -239 or more on the moneyline.
• The implied probability of a win from Belmont, based on the moneyline, is 70.5%.
• Northern Iowa has come away with three wins in the five contests it has been listed as the moneyline underdog this season.
• The Panthers have played as an underdog of +191 or more just one time this year and came away with a loss in that game.
• The moneyline set for this matchup implies Northern Iowa has a 34.4% chance of walking away with the win.