2025 FCS Picks: Week 4

The Columbia Lions and Lafayette Leopards kick off Week 4 of the FCS schedule on Friday as they meet at Fisher Stadium in Easton, PA.  The Lions (0-0) will be playing their first game of the season, while the Leopards (2-1) are coming off a 42-37 win at Georgetown. 

COLUMBIA AT LAFAYETTE ODDS, GAME TIME

• Game Day: Friday, September 19, 2025
• Game Time: 6:00 PM ET
• Location: Easton, PA
• Stadium: Fisher Stadium
• Favorite: Lafayette Leopards
• Underdog: Columbia Lions
• Over/under: 51.5
• Point Spread: Lafayette (-2.5)

HOW TO WATCH WESTERN COLUMBIA AT LAFAYETTE

• TV Channel: ESPN+

DUNKEL INDEX PREDICTION FOR COLUMBIA AT LAFAYETTE

Dunkel Ratings: Columbia 53.764; Lafayette 49.222
Dunkel Line & Total: Columbia by 4 1/2; 56
Vegas Line & Total: Lafayette by 2 1/2; 51 1/2
Dunkel Pick: Columbia (+2 1/2); Over

Below are all of the Dunkel Index picks for Week 4 of the FCS schedule:

DUNKEL INDEX PREDICTION FOR SOUTH CAROLINA STATE AT SOUTH FLORIDA

Date: Saturday, September 20
Time: 12:00 PM ET
Dunkel Ratings: South Carolina State 65.235; South Florida 84.178
Dunkel Line & Total: South Florida by 19; 59
Vegas Line & Total: South Florida by 28 1/2; 56 1/2
Dunkel Pick: South Carolina State (+28 1/2); Over

DUNKEL INDEX PREDICTION FOR WOFFORD AT VIRGINIA TECH

Date: Saturday, September 20
Time: 12:00 PM ET
Dunkel Ratings: Wofford 46.480; Virginia Tech 86.641
Dunkel Line & Total: Virginia Tech by 40; 46
Vegas Line & Total: Virginia Tech by 36 1/2; 48 1/2
Dunkel Pick: Virginia Tech (-36 1/2); Under

DUNKEL INDEX PREDICTION FOR SAN DIEGO AT PRINCETON

Date: Saturday, September 20
Time: 12:00 PM ET
Dunkel Ratings: San Diego 43.874; Princeton 60.358
Dunkel Line & Total: Princeton by 16 1/2; 42
Vegas Line & Total: Princeton by 13 1/2; 50 1/2
Dunkel Pick: Princeton (-13 1/2); Under

DUNKEL INDEX PREDICTION FOR GEORGETOWN AT BROWN

Date: Saturday, September 20
Time: 12:00 PM ET
Dunkel Ratings: Georgetown 41.869; Brown 44.908
Dunkel Line & Total: Brown by 3; 53
Vegas Line & Total: Georgetown by 1 1/2; 59 1/2
Dunkel Pick: Brown (+1 1/2); Under

DUNKEL INDEX PREDICTION FOR HOLY CROSS AT YALE

Date: Saturday, September 20
Time: 12:00 PM ET
Dunkel Ratings: Holy Cross 61.953; Yale 62.870
Dunkel Line & Total: Yale by 1; 49
Vegas Line & Total: Yale by 3 1/2; 45 1/2
Dunkel Pick: Holy Cross (+3 1/2); Over

DUNKEL INDEX PREDICTION FOR WAGNER AT CENTRAL MICHIGAN

Date: Saturday, September 20
Time: 1:00 PM ET
Dunkel Ratings: Wagner 29.309; Central Michigan 65.193
Dunkel Line & Total: Central Michigan by 36; 39
Vegas Line & Total: Central Michigan by 28 1/2; 45 1/2
Dunkel Pick: Central Michigan (-28 1/2); Under

DUNKEL INDEX PREDICTION FOR FORDHAM AT COLGATE

Date: Saturday, September 20
Time: 1:00 PM ET
Dunkel Ratings: Fordham 35.991; Colgate 47.087
Dunkel Line & Total: Colgate by 11; 55
Vegas Line & Total: Colgate by 7 1/2; 59 1/2
Dunkel Pick: Colgate (-7 1/2); Under

DUNKEL INDEX PREDICTION FOR HARVARD AT STETSON

Date: Saturday, September 20
Time: 1:00 PM ET
Dunkel Ratings: Harvard 62.442; Stetson 7.507
Dunkel Line & Total: Harvard by 55; 55
Vegas Line & Total: Harvard by 37 1/2; 59 1/2
Dunkel Pick: Harvard (-37 1/2); Under

DUNKEL INDEX PREDICTION FOR NEW HAMPSHIRE AT DARTMOUTH

Date: Saturday, September 20
Time: 1:00 PM ET
Dunkel Ratings: New Hampshire 57.928; Dartmouth 59.335
Dunkel Line & Total: Dartmouth by 1 1/2; 45
Vegas Line & Total: New Hampshire by 2 1/2; 49 1/2
Dunkel Pick: Dartmouth (+2 1/2); Under

DUNKEL INDEX PREDICTION FOR DELAWARE STATE AT ST. FRANCIS-PA

Date: Saturday, September 20
Time: 1:00 PM ET
Dunkel Ratings: Delaware State 37.390; St. Francis-PA 40.819
Dunkel Line & Total: St. Francis-PA by 3 1/2; 51
Vegas Line & Total: Delaware State by 6 1/2; 47 1/2
Dunkel Pick: St. Francis-PA (+6 1/2); Over

DUNKEL INDEX PREDICTION FOR VILLANOVA AT MONMOUTH

Date: Saturday, September 20
Time: 1:00 PM ET
Dunkel Ratings: Villanova 59.314; Monmouth 60.286
Dunkel Line & Total: Monmouth by 1; 73
Vegas Line & Total: Monmouth by 3 1/2; 69 1/2
Dunkel Pick: Villanova (+3 1/2); Over

DUNKEL INDEX PREDICTION FOR PENN AT STONEHILL

Date: Saturday, September 20
Time: 1:00 PM ET
Dunkel Ratings: Penn 52.558; Stonehill 40.050
Dunkel Line & Total: Penn by 12 1/2; 46
Vegas Line & Total: Penn by 15 1/2; 49 1/2
Dunkel Pick: Stonehill (+15 1/2); Under

DUNKEL INDEX PREDICTION FOR NORTH ALABAMA AT ILLINOIS STATE

Date: Saturday, September 20
Time: 1:00 PM ET
Dunkel Ratings: North Alabama 42.427; Illinois State 69.424
Dunkel Line & Total: Illinois State by 27; 65
Vegas Line & Total: Illinois State by 23 1/2; 56 1/2
Dunkel Pick: Illinois State (-23 1/2); Over

DUNKEL INDEX PREDICTION FOR MERCER AT THE CITADEL

Date: Saturday, September 20
Time: 2:00 PM ET
Dunkel Ratings: Mercer 62.465; The Citadel 51.347
Dunkel Line & Total: Mercer by 11; 39
Vegas Line & Total: Mercer by 6 1/2; 42 1/2
Dunkel Pick: Mercer (-6 1/2); Under

DUNKEL INDEX PREDICTION FOR VMI AT RICHMOND

Date: Saturday, September 20
Time: 2:00 PM ET
Dunkel Ratings: VMI 39.613; Richmond 59.505
Dunkel Line & Total: Richmond by 20; 36
Vegas Line & Total: Richmond by 16 1/2; 42 1/2
Dunkel Pick: Richmond (-16 1/2); Under

DUNKEL INDEX PREDICTION FOR DAYTON AT ROBERT MORRIS

Date: Saturday, September 20
Time: 2:00 PM ET
Dunkel Ratings: Dayton 27.842; Robert Morris 44.755
Dunkel Line & Total: Robert Morris by 17; 47
Vegas Line & Total: Robert Morris by 3 1/2; 42 1/2
Dunkel Pick: Robert Morris (-3 1/2); Over

DUNKEL INDEX PREDICTION FOR DRAKE AT SOUTH DAKOTA

Date: Saturday, September 20
Time: 2:00 PM ET
Dunkel Ratings: Drake 53.536; South Dakota 62.952
Dunkel Line & Total: South Dakota by 9 1/2; 41
Vegas Line & Total: South Dakota by 15 1/2; 50 1/2
Dunkel Pick: Drake (+15 1/2); Under

DUNKEL INDEX PREDICTION FOR SAMFORD AT WESTERN CAROLINA

Date: Saturday, September 20
Time: 2:30 PM ET
Dunkel Ratings: Samford 49.768; Western Carolina 53.124
Dunkel Line & Total: Western Carolina by 3 1/2; 63
Vegas Line & Total: Western Carolina by 6 1/2; 60 1/2
Dunkel Pick: Samford (+6 1/2); Over

DUNKEL INDEX PREDICTION FOR INDIANA STATE AT MONTANA

Date: Saturday, September 20
Time: 3:00 PM ET
Dunkel Ratings: Indiana State 50.316; Montana 69.828
Dunkel Line & Total: Montana by 19 1/2; 53
Vegas Line & Total: Montana by 27 1/2; 56 1/2
Dunkel Pick: Indiana State (+27 1/2); Under

DUNKEL INDEX PREDICTION FOR MERCYHURST AT MONTANA STATE

Date: Saturday, September 20
Time: 3:00 PM ET
Dunkel Ratings: Mercyhurst 49.972; Montana State 77.274
Dunkel Line & Total: Montana State by 27 1/2; 55
Vegas Line & Total: Montana State by 31 1/2; 59 1/2
Dunkel Pick: Mercyhurst (+31 1/2); Under

DUNKEL INDEX PREDICTION FOR GARDNER WEBB AT OHIO

Date: Saturday, September 20
Time: 3:30 PM ET
Dunkel Ratings: Gardner Webb 63.584; Ohio 82.532
Dunkel Line & Total: Ohio by 19; 55
Vegas Line & Total: Ohio by 25 1/2; 51 1/2
Dunkel Pick: Gardner Webb (+25 1/2); Over

DUNKEL INDEX PREDICTION FOR VALPARAISO AT NORTH DAKOTA

Date: Saturday, September 20
Time: 4:00 PM ET
Dunkel Ratings: Valparaiso 23.409; North Dakota 74.262
Dunkel Line & Total: North Dakota by 51; 65
Vegas Line & Total: North Dakota by 43 1/2; 60 1/2
Dunkel Pick: North Dakota (-43 1/2); Over

DUNKEL INDEX PREDICTION FOR HAMPTON AT HOWARD

Date: Saturday, September 20
Time: 4:00 PM ET
Dunkel Ratings: Hampton 40.944; Howard 46.377
Dunkel Line & Total: Howard by 5 1/2; 51
Vegas Line & Total: Howard by 2 1/2; 45 1/2
Dunkel Pick: Howard (-2 1/2); Over

DUNKEL INDEX PREDICTION FOR CHARLESTON SOUTHERN AT WILLIAM & MARY

Date: Saturday, September 20
Time: 4:00 PM ET
Dunkel Ratings: Charleston Southern 38.646; William & Mary 56.846
Dunkel Line & Total: William & Mary by 18; 52
Vegas Line & Total: William & Mary by 14 1/2; 48 1/2
Dunkel Pick: William & Mary (-14 1/2); Over

DUNKEL INDEX PREDICTION FOR NC CENTRAL AT NC A&T

Date: Saturday, September 20
Time: 4:00 PM ET
Dunkel Ratings: NC Central 55.726; NC A&T 36.796
Dunkel Line & Total: NC Central by 19; 43
Vegas Line & Total: NC Central by 13 1/2; 49 1/2
Dunkel Pick: NC Central (-13 1/2); Under

DUNKEL INDEX PREDICTION FOR SACRED HEART AT NORFOLK STATE

Date: Saturday, September 20
Time: 4:00 PM ET
Dunkel Ratings: Sacred Heart 47.470; Norfolk State 42.904
Dunkel Line & Total: Sacred Heart by 4 1/2; 38
Vegas Line & Total: Norfolk State by 1 1/2; 42 1/2
Dunkel Pick: Sacred Heart (+1 1/2); Under

DUNKEL INDEX PREDICTION FOR IDAHO AT SAN JOSE STATE

Date: Saturday, September 20
Time: 5:00 PM ET
Dunkel Ratings: Idaho 67.695; San Jose State 71.442
Dunkel Line & Total: San Jose State by 4; 56
Vegas Line & Total: San Jose State by 14 1/2; 50 1/2
Dunkel Pick: Idaho (+14 1/2); Over

DUNKEL INDEX PREDICTION FOR INCARNATE WORD AT NORTHERN ARIZONA

Date: Saturday, September 20
Time: 5:00 PM ET
Dunkel Ratings: Incarnate Word 63.092; Northern Arizona 64.009
Dunkel Line & Total: Northern Arizona by 1; 61
Vegas Line & Total: Northern Arizona by 3 1/2; 58 1/2
Dunkel Pick: Incarnate Word (+3 1/2); Over

DUNKEL INDEX PREDICTION FOR ELON AT EAST TENNESSEE STATE

Date: Saturday, September 20
Time: 5:30 PM ET
Dunkel Ratings: Elon 60.496; East Tennessee State 56.428
Dunkel Line & Total: Elon by 4; 56
Vegas Line & Total: East Tennessee State by 3 1/2; 60 1/2
Dunkel Pick: Elon (+3 1/2); Under

DUNKEL INDEX PREDICTION FOR DUQUESNE AT AKRON

Date: Saturday, September 20
Time: 6:00 PM ET
Dunkel Ratings: Duquesne 50.450; Akron 61.293
Dunkel Line & Total: Akron by 11; 55
Vegas Line & Total: Akron by 7 1/2; 51 1/2
Dunkel Pick: Akron (-7 1/2); Over

DUNKEL INDEX PREDICTION FOR LIU AT RHODE ISLAND

Date: Saturday, September 20
Time: 6:00 PM ET
Dunkel Ratings: LIU 51.271; Rhode Island 60.191
Dunkel Line & Total: Rhode Island by 9; 43
Vegas Line & Total: Rhode Island by 16 1/2; 46 1/2
Dunkel Pick: LIU (+16 1/2); Under

DUNKEL INDEX PREDICTION FOR YOUNGSTOWN STATE AT TOWSON

Date: Saturday, September 20
Time: 6:00 PM ET
Dunkel Ratings: Youngstown State 65.835; Towson 54.707
Dunkel Line & Total: Youngstown State by 11; 49
Vegas Line & Total: Youngstown State by 5 1/2; 52 1/2
Dunkel Pick: Youngstown State (-5 1/2); Under

DUNKEL INDEX PREDICTION FOR CENTRAL CONNECTICUT STATE AT MERRIMACK

Date: Saturday, September 20
Time: 6:00 PM ET
Dunkel Ratings: Central Connecticut State 45.325; Merrimack 52.639
Dunkel Line & Total: Merrimack by 7 1/2; 43
Vegas Line & Total: Merrimack by 1 1/2; 45 1/2
Dunkel Pick: Merrimack (-1 1/2); Under

DUNKEL INDEX PREDICTION FOR BRYANT AT CAMPBELL

Date: Saturday, September 20
Time: 6:00 PM ET
Dunkel Ratings: Bryant 46.070; Campbell 47.502
Dunkel Line & Total: Campbell by 1 1/2; 41
Vegas Line & Total: Bryant by 2 1/2; 49 1/2
Dunkel Pick: Campbell (+2 1/2); Under

DUNKEL INDEX PREDICTION FOR LEHIGH AT BUCKNELL

Date: Saturday, September 20
Time: 6:00 PM ET
Dunkel Ratings: Lehigh 59.660; Bucknell 52.205
Dunkel Line & Total: Lehigh by 7 1/2; 53
Vegas Line & Total: Lehigh by 11 1/2; 55 1/2
Dunkel Pick: Bucknell (+11 1/2); Under

DUNKEL INDEX PREDICTION FOR EASTERN KENTUCKY AT WEST GEORGIA

Date: Saturday, September 20
Time: 6:00 PM ET
Dunkel Ratings: Eastern Kentucky 52.684; West Georgia 67.898
Dunkel Line & Total: West Georgia by 15; 59
Vegas Line & Total: West Georgia by 9 1/2; 53 1/2
Dunkel Pick: West Georgia (-9 1/2); Over

DUNKEL INDEX PREDICTION FOR MURRAY STATE AT JACKSONVILLE STATE

Date: Saturday, September 20
Time: 7:00 PM ET
Dunkel Ratings: Murray State 35.156; Jacksonville State 74.784
Dunkel Line & Total: Jacksonville State by 39 1/2; 57
Vegas Line & Total: Jacksonville State by 35 1/2; 60 1/2
Dunkel Pick: Jacksonville State (-35 1/2); Under

DUNKEL INDEX PREDICTION FOR MAINE AT GEORGIA SOUTHERN

Date: Saturday, September 20
Time: 7:00 PM ET
Dunkel Ratings: Maine 44.532; Georgia Southern 71.115
Dunkel Line & Total: Georgia Southern by 26 1/2; 52
Vegas Line & Total: Georgia Southern by 23 1/2; 55 1/2
Dunkel Pick: Georgia Southern (-23 1/2); Under

DUNKEL INDEX PREDICTION FOR UT-MARTIN AT MISSOURI STATE

Date: Saturday, September 20
Time: 7:00 PM ET
Dunkel Ratings: UT-Martin 53.967; Missouri State 71.055
Dunkel Line & Total: Missouri State by 17; 49
Vegas Line & Total: Missouri State by 13 1/2; 52 1/2
Dunkel Pick: Missouri State (-13 1/2); Under

DUNKEL INDEX PREDICTION FOR WESTERN ILLINOIS AT EASTERN WASHINGTON

Date: Saturday, September 20
Time: 7:00 PM ET
Dunkel Ratings: Western Illinois 43.157; Eastern Washington 62.679
Dunkel Line & Total: Eastern Washington by 19 1/2; 61
Vegas Line & Total: Eastern Washington by 10 1/2; 58 1/2
Dunkel Pick: Eastern Washington (-10 1/2); Over

DUNKEL INDEX PREDICTION FOR NORTHWESTERN STATE AT PRAIRIE VIEW

Date: Saturday, September 20
Time: 7:00 PM ET
Dunkel Ratings: Northwestern State 23.350; Prairie View 44.206
Dunkel Line & Total: Prairie View by 21; 43
Vegas Line & Total: Prairie View by 12 1/2; 46 1/2
Dunkel Pick: Prairie View (-12 1/2); Under

DUNKEL INDEX PREDICTION FOR CORNELL AT ALBANY

Date: Saturday, September 20
Time: 7:00 PM ET
Dunkel Ratings: Cornell 41.789; Albany 46.674
Dunkel Line & Total: Albany by 5; 53
Vegas Line & Total: Albany by 1 1/2; 47 1/2
Dunkel Pick: Albany (-1 1/2); Over

DUNKEL INDEX PREDICTION FOR NORTHERN COLORADO AT HOUSTON CHRISTIAN

Date: Saturday, September 20
Time: 7:00 PM ET
Dunkel Ratings: Northern Colorado 46.628; Houston Christian 50.036
Dunkel Line & Total: Houston Christian by 3 1/2; 53
Vegas Line & Total: Northern Colorado by 1 1/2; 47 1/2
Dunkel Pick: Houston Christian (+3 1/2); Over

DUNKEL INDEX PREDICTION FOR SOUTHERN ILLINOIS AT SE MISSOURI STATE

Date: Saturday, September 20
Time: 7:00 PM ET
Dunkel Ratings: Southern Illinois 63.782; SE Missouri State 64.662
Dunkel Line & Total: SE Missouri State by 1; 57
Vegas Line & Total: Southern Illinois by 3 1/2; 54 1/2
Dunkel Pick: SE Missouri State (+3 1/2); Over

DUNKEL INDEX PREDICTION FOR STONY BROOK AT LINDENWOOD

Date: Saturday, September 20
Time: 7:00 PM ET
Dunkel Ratings: Stony Brook 53.781; Lindenwood 48.836
Dunkel Line & Total: Stony Brook by 5; 55
Vegas Line & Total: Stony Brook by 1 1/2; 58 1/2
Dunkel Pick: Stony Brook (-1 1/2); Under

DUNKEL INDEX PREDICTION FOR CHATTANOOGA AT TARLETON STATE

Date: Saturday, September 20
Time: 7:00 PM ET
Dunkel Ratings: Chattanooga 55.563; Tarleton State 85.110
Dunkel Line & Total: Tarleton State by 29 1/2; 59
Vegas Line & Total: Tarleton State by 25 1/2; 55 1/2
Dunkel Pick: Tarleton State (-25 1/2); Over

DUNKEL INDEX PREDICTION FOR EAST TEXAS A&M AT GRAMBLING

Date: Saturday, September 20
Time: 7:00 PM ET
Dunkel Ratings: East Texas A&M 47.214; Grambling 40.358
Dunkel Line & Total: East Texas A&M by 7; 59
Vegas Line & Total: Grambling by 2 1/2; 54 1/2
Dunkel Pick: East Texas A&M (+2 1/2); Over

DUNKEL INDEX PREDICTION FOR SE LOUISIANA AT LSU

Date: Saturday, September 20
Time: 7:45 PM ET
Dunkel Ratings: SE Louisiana 67.626; LSU 97.160
Dunkel Line & Total: LSU by 29 1/2; 55
Vegas Line & Total: LSU by 38 1/2; 51 1/2
Dunkel Pick: SE Louisiana (+38 1/2); Over

DUNKEL INDEX PREDICTION FOR MCNEESE STATE AT UTAH STATE

Date: Saturday, September 20
Time: 8:00 PM ET
Dunkel Ratings: McNeese State 60.952; Utah State 72.445
Dunkel Line & Total: Utah State by 11 1/2; 65
Vegas Line & Total: Utah State by 23 1/2; 61 1/2
Dunkel Pick: McNeese State (+23 1/2); Over

DUNKEL INDEX PREDICTION FOR NICHOLLS STATE AT TEXAS STATE

Date: Saturday, September 20
Time: 8:00 PM ET
Dunkel Ratings: Nicholls State 50.852; Texas State 86.220
Dunkel Line & Total: Texas State by 35 1/2; 51
Vegas Line & Total: Texas State by 29 1/2; 54 1/2
Dunkel Pick: Texas State (-29 1/2); Under

DUNKEL INDEX PREDICTION FOR BUTLER AT WEBER STATE

Date: Saturday, September 20
Time: 8:00 PM ET
Dunkel Ratings: Butler 42.330; Weber State 52.215
Dunkel Line & Total: Weber State by 10; 48
Vegas Line & Total: Weber State by 15 1/2; 52 1/2
Dunkel Pick: Butler (+15 1/2); Under

DUNKEL INDEX PREDICTION FOR CAL POLY AT STEPHEN F AUSTIN

Date: Saturday, September 20
Time: 8:00 PM ET
Dunkel Ratings: Cal Poly 42.475; Stephen F Austin 60.687
Dunkel Line & Total: Stephen F Austin by 18; 62
Vegas Line & Total: Stephen F Austin by 12 1/2; 54 1/2
Dunkel Pick: Stephen F Austin (-12 1/2); Over

DUNKEL INDEX PREDICTION FOR AUSTIN PEAY AT ABILENE CHRISTIAN

Date: Saturday, September 20
Time: 8:00 PM ET
Dunkel Ratings: Austin Peay 69.417; Abilene Christian 63.850
Dunkel Line & Total: Austin Peay by 5 1/2; 51
Vegas Line & Total: Austin Peay by 1 1/2; 54 1/2
Dunkel Pick: Austin Peay (-1 1/2); Under

DUNKEL INDEX PREDICTION FOR NORTHERN IOWA AT UTAH TECH

Date: Saturday, September 20
Time: 8:00 PM ET
Dunkel Ratings: Northern Iowa 58.801; Utah Tech 57.791
Dunkel Line & Total: Northern Iowa by 1; 55
Vegas Line & Total: Northern Iowa by 6 1/2; 48 1/2
Dunkel Pick: Utah Tech (+6 1/2); Over

DUNKEL INDEX PREDICTION FOR CENTRAL ARKANSAS AT SACRAMENTO STATE

Date: Saturday, September 20
Time: 9:00 PM ET
Dunkel Ratings: Central Arkansas 50.505; Sacramento State 58.078
Dunkel Line & Total: Sacramento State by 7 1/2; 61
Vegas Line & Total: Sacramento State by 10 1/2; 58 1/2
Dunkel Pick: Central Arkansas (+10 1/2); Over

DUNKEL INDEX PREDICTION FOR SOUTHERN UTAH AT UC-DAVIS

Date: Saturday, September 20
Time: 10:00 PM ET
Dunkel Ratings: Southern Utah 60.874; UC-Davis 59.411
Dunkel Line & Total: Southern Utah by 1 1/2; 67
Vegas Line & Total: UC-Davis by 6 1/2; 64 1/2
Dunkel Pick: Southern Utah (+6 1/2); Over